Loan Programs
Real Estate Investor Loan Programs
At Fortress Financial Group, we provide fast, flexible financing for nearly every type of real estate investment. Whether you’re flipping a home, building new construction, or scaling a rental portfolio, our lending solutions are designed to match your strategy—and move at your pace.
Fix & Flip Loans
Fuel your rehab projects with loans designed for quick turnarounds and capital efficiency.
- Short-term loans (12–24 months)
- Interest-only payments
- 100% coverage of rehab costs
- Up to 90% of purchase + 100% of renovation (max 75% ARV)
Ideal for: Investors flipping residential properties who need speed, simplicity, and full project funding.
Bridge Loans
Need fast capital before permanent financing? Our bridge loans fill the gap.
- Immediate cash flow while awaiting traditional funding
- Flexible terms for short-term needs
- Ideal for acquisition, refinancing, or transition phases
Used by investors, businesses, and homeowners needing short-term liquidity.
Rental Portfolio Loans (5+ Properties)
Build and scale your rental portfolio with long-term financing made for landlords and passive investors.
- Competitive rates
- 30-year fixed or ARM options
- Designed for income-generating properties
Perfect for buy-and-hold investors aiming to build stable rental income streams.
DSCR Loans (Debt Service Coverage Ratio)
No personal income needed—qualify based on property cash flow.
- Based on projected rental income (not tax returns or W-2s)
- Options: Purchase, Rate & Term Refinance, or Cash-Out
- Eligible for SFRs, 2–4 units, condos, PUDs, and manufactured homes
Smart choice for investors seeking low-doc approval and scalable financing.
Rental Portfolio Loans (5+ Properties)
Simplify your financing with a single loan for your entire rental portfolio.
- Consolidate 5+ properties under one loan
- Streamlined management and payment structure
- Maximize leverage and reduce complexity
Ideal for experienced landlords looking to simplify and scale.
Multifamily Property Loans
We offer both short-term and long-term financing for multifamily (5+ units) projects.
- Fix & flip, bridge, and rental loan options available
- Asset-based underwriting with fast turnarounds
- Nationwide funding for apartment buildings and commercial residential properties
For investors looking to grow in the multifamily investment space.
New Construction Loans
Developer-focused lending to help you build from the ground up.
- Competitive rates with interest-only options
- Streamlined draw process and fast disbursement
- In-house servicing and dedicated project support
Tailored for residential developers needing ground-up funding and capital flexibility.
Ready to Fund Your Next Project?
Whether it’s a flip, a rental, or a full development, Fortress Financial Group is here to back your real estate vision.
Fast closings. Flexible terms. National coverage.